UPSC CSE Prelims
Question 12
With reference to the Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) Yojana, consider the following statements :
- The entry age group for enrolment in the scheme is 21 to 40 years.
- Age specific contribution shall be made by the beneficiary.
- Each subscriber under the scheme shall receive a minimum pension of ₹ 3,000 per month after attaining the age of 60 years.
- Family pension is applicable to the spouse and unmarried daughters.
Which of the statements given above is/are correct ?
View correct answer and explanation
Correct answer: B
Correct Option: B (2 and 3 only)
Explanation: PM-SYM provides a contributory assured pension of ₹3,000 per month at age 60 for eligible unorganised workers; enrolment starts at 18 and ends at 40.
Statement / Pair / Item-wise Analysis:
1. Incorrect/False - Eligible enrolment age is 18–40 years, not 21–40.
2. Correct/True - The worker pays an age-linked monthly contribution, matched by Government.
3. Correct/True - The guaranteed pension after 60 is ₹3,000 monthly.
4. Incorrect/False - Family pension is for the spouse at 50% after the subscriber’s death; it does not extend to unmarried daughters.
Option-wise Analysis:
A. Incorrect-incorrectly includes 1 (Eligible enrolment age is 18–40 years, not 21–40.); incorrectly includes 4 (Family pension is for the spouse at 50% after the subscriber’s death; it does not extend to unmarried daughters.); omits correct item 2 (The worker pays an age-linked monthly contribution, matched by Government.).
B. Correct-includes precisely the true/correct statements or pairs identified above.
C. Incorrect-omits correct item 3 (The guaranteed pension after 60 is ₹3,000 monthly.).
D. Incorrect-incorrectly includes 1 (Eligible enrolment age is 18–40 years, not 21–40.); incorrectly includes 4 (Family pension is for the spouse at 50% after the subscriber’s death; it does not extend to unmarried daughters.); omits correct item 3 (The guaranteed pension after 60 is ₹3,000 monthly.).