UPSC CSE Prelims
Question 94
With reference to 'WaterCredit', consider the following statements:
- It puts microfinance tools to work in the water and sanitation sector.
- It is a global initiative launched under the aegis of the World Health Organization and the World Bank.
- It aims to enable the poor people to meet their water needs without depending on subsidies.
Which of the statements given above are correct?
View correct answer and explanation
Correct answer: C
Correct Option: C (1 and 3 only)
Explanation: WaterCredit, developed by Water.org, applies microfinance loans to household water/sanitation facilities so low-income families can finance improvements rather than rely solely on subsidies.
Statement / Pair / Item-wise Analysis:
1. Correct / qualifies - The initiative channels microloans toward toilets, safe water connections and similar needs.
2. Incorrect / does not qualify - Water.org launched the initiative; it was not a joint WHO–World Bank programme.
3. Correct / qualifies - It seeks affordable self-financing access to water and sanitation for low-income households.
Option-wise Analysis:
A. Incorrect-includes item 2, which is not valid (Water.org launched the initiative; it was not a joint WHO–World Bank programme); omits valid item 3 (It seeks affordable self-financing access to water and sanitation for low-income households).
B. Incorrect-includes item 2, which is not valid (Water.org launched the initiative; it was not a joint WHO–World Bank programme); omits valid item 1 (The initiative channels microloans toward toilets, safe water connections and similar needs).
C. Correct-selects exactly the supported statements/items: 1, 3.
D. Incorrect-includes item 2, which is not valid (Water.org launched the initiative; it was not a joint WHO–World Bank programme).