UPSC CSE Prelims
Question 6
In India, which of the following have the highest share in the disbursement of credit to agriculture and allied activities ?
View correct answer and explanation
Correct answer: A
Correct Option: A
Explanation: Around the 2011 examination period, scheduled commercial banks supplied the largest share of formal institutional agricultural credit in India.
Option-wise Analysis:
A: Correct - commercial banks were the dominant disbursers of agriculture and allied-sector institutional credit.
B: Incorrect - Cooperatives were significant but had a lower overall share.
C: Incorrect - Regional rural banks were important rural lenders but not the largest category.
D: Incorrect - Microfinance institutions were much smaller agricultural credit providers than commercial banks.
Review Note: Share is period-specific; this describes the 2011-era institutional credit pattern.